How to calculate the completion of handover of new house
In recent years, as the real estate market continues to develop, the delivery of new homes has become one of the focuses of home buyers. The cost calculation when handing over a house involves many aspects, including house area, public maintenance funds, property fees, etc. This article will combine the hot topics and hot content on the Internet in the past 10 days to provide you with a detailed analysis of the calculation method of new house completion and provide structured data for reference.
1. Main expenses for handing over a new house
When a new house is handed over, the fees that buyers need to pay mainly include the following categories:
| Expense items | Calculation method | Remarks |
|---|---|---|
| House area difference payment | Difference between actual measured area and contracted area × contract unit price | More refunds, less compensation |
| public maintenance fund | House area × local charging standard | Usually tens of yuan/square meter |
| Property fees | House area × property fee unit price × payment period | Usually half a year or one year in advance |
| Deed tax | Total house price × tax rate | The first-time home tax rate is usually 1%-3% |
| Property registration fee | fixed fee | Usually 80-100 yuan |
2. Calculation method of house area supplement
The difference in house area is one of the most common expenses when handing over a house. According to the "Measures for the Administration of Sales of Commercial Housing", if the difference between the actual measured area and the contracted area is within 3%, the actual settlement will be made; if the difference exceeds 3%, the buyer has the right to check out or make up the difference at the agreed price.
| area error | Processing method |
|---|---|
| Error ≤ 3% | Any excess amount will be refunded or supplemented according to the contract unit price. |
| Error >3% | Home buyers can choose to check out or make up the difference |
3. Calculation standards for public maintenance funds
The public maintenance fund is a special fund used for the maintenance of public parts of the community, and the charging standards vary from city to city. The following are the public maintenance fund fees in some cities:
| city | Charging standard (yuan/square meter) |
|---|---|
| Beijing | 100-200 |
| Shanghai | 40-120 |
| Guangzhou | 50-150 |
| Shenzhen | 40-100 |
4. Standards for prepayment of property fees
Property fees are one of the fees that must be paid when handing over a house. Usually developers require six months or one year of prepayment. Property fee standards in different communities vary greatly, mainly depending on service levels and regional consumption levels.
| Property type | Reference price (yuan/square meter/month) |
|---|---|
| Ordinary residence | 1.5-3.0 |
| Mid- to high-end residential | 3.0-6.0 |
| mansion | 6.0-15.0 |
5. Calculation method of deed tax
Deed tax is a tax that must be paid during the purchase of a house. Its tax rate varies according to the nature of the house and the purchase situation:
| House property | area | tax rate |
|---|---|---|
| first suite | ≤90㎡ | 1% |
| first suite | >90㎡ | 1.5%-3% |
| Second suite | No limit | 3% |
6. Things to note when handing over a house
1.Check the house carefully: Before paying the fee, be sure to conduct a comprehensive inspection of the quality of the house, and promptly request the developer to rectify any problems found.
2.Check expenses: Require the developer to provide a detailed list of expenses and check the calculation basis for each expense one by one.
3.keep credentials: Properly keep all payment vouchers and contract documents for subsequent rights protection.
4.Understand the policy: Charging standards in different cities may differ. It is recommended to understand the latest local policies in advance.
7. Frequently Asked Questions
Q: What fees must be paid when handing over the house?
A: The fees that must be paid include housing area supplement, public maintenance fund, property fees, deed tax and property rights registration fees.
Q: What should I do if I have any objection to the measured area?
A: You can ask the developer to provide a measurement report or entrust a third-party agency to re-measure.
Q: Can public maintenance funds be refunded?
A: Generally non-refundable, but can be transferred to the new owner when the house is transferred.
Through the above analysis, I believe you have a clearer understanding of the cost calculation when handing over a new house. During the actual handover process, it is recommended to make budget preparations in advance to avoid financial problems affecting the progress of house closing. At the same time, you must also pay attention to safeguarding your own rights and interests and ensuring that every expense is reasonable and compliant.
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